Cash Flow Forecasting for Construction
Pegasus Insights helps construction finance teams forecast liquidity, prepare for changing project conditions, and make faster decisions using current banking and financial data.
Know Where Your Construction Cash Flow is Headed
Construction cash flow rarely follows a predictable schedule. Pegasus Insights brings data across projects, entities, and bank accounts into one centralized view, helping finance teams identify upcoming cash needs before they become urgent.
Forecast upcoming inflows and outflows, identify potential liquidity gaps earlier, and plan with greater confidence.
Construction Cash Flow Forecasting in One Centralized Platform
Flexible Cash Flow Forecasting
Forecast expected cash inflows and outflows by week, month, or quarter based on what suits your business best. Maintain an up-to-date view of short-term liquidity and identify upcoming cash requirements before they affect operations.
Project and Entity-Level Forecasting
Build individual forecasts for projects, divisions, operating companies, or legal entities. Account for the different billing schedules, expenses, and cash requirements.
Consolidated Liquidity Visibility
Roll project- and entity-level forecasts into one consolidated view. See available cash across the organization without manually combining data from multiple accounts, entities, or spreadsheets.
Scenario Planning
Model how delayed payments, new projects, rising costs, debt obligations, and scheduling changes could affect liquidity.
Forecast-to-Actual Analysis
Compare projected cash activity with actual results to identify variances and understand what changed. Use those insights to refine forecasting assumptions and improve accuracy over time.
See Which Projects Are Generating or Using Cash
A company-wide cash position can hide liquidity challenges within individual projects. Pegasus Insights provides project-level forecasting and a consolidated view of cash across the business.
Prepare for Construction Cash Flow Scenarios Before They Happen
Construction timelines, costs, and collections can change quickly. Pegasus Insights allows finance teams to model different scenarios and understand how each one could affect cash across projects and entities before making a decision.
Use scenario planning to answer questions such as:
Who Is Pegasus Insights Built For?
Pegasus Insights supports construction businesses and finance teams that need clearer visibility into cash across projects, accounts, and entities.
General
Contractors
Forecast project-related inflows and outflows while planning for payroll, subcontractor payments, materials, equipment, and overhead.
Roofing
Companies
Monitor collections, working capital, and short-term liquidity across projects, branches, and operating entities.
Construction
Management Firms
Centralize cash flow data across active projects to better understand upcoming expenses, funding needs, and available liquidity.
Real Estate
Developers
Model development costs, financing obligations, project timelines, and expected cash inflows to support more informed planning.
Multi-Entity
Construction Groups
Forecast cash by entity and consolidate results into one organization-wide view, including intercompany transfers and funding requirements.
Frequently Asked Questions About Construction Cash Flow Forecasting
What is the best cash flow forecasting software for a construction company?
The best construction cash flow forecasting software should account for project-based billing, retainage, delayed collections, front-loaded costs, and multiple operating entities. Pegasus Insights combines rolling cash forecasts, project- and entity-level visibility, scenario planning, and current banking and ERP data in one platform. It is built for finance teams that need more flexibility than a basic cash dashboard without the cost and complexity of an enterprise treasury system.
How can I forecast cash flow across multiple construction projects?
Create an individual forecast for each project based on its expected billings, collections, payroll, subcontractor payments, materials, equipment, and other costs. Pegasus Insights allows finance teams to evaluate project-level cash requirements and consolidate them into one organization-wide liquidity view. This helps reveal project-specific shortfalls that may be hidden by a positive company-wide cash balance.
What software can help me predict construction cash shortages before they happen?
Pegasus Insights helps construction finance teams identify potential cash shortages through rolling 13-week forecasts and scenario planning. Finance teams can model changes in payment timing, project schedules, material costs, debt obligations, and other assumptions to see when a liquidity gap may occur and how much funding could be required.
How can I account for delayed project payments in a cash flow forecast?
Delayed payments should be reflected based on their expected collection date rather than the invoice date. With Pegasus Insights, finance teams can move expected collections by 30, 60, or 90 days and evaluate the effect on payroll, vendor payments, project expenses, and available operating cash. This provides a more realistic forecast when customer payments do not arrive as scheduled.
Can cash flow forecasting software account for construction retainage?
Construction cash flow forecasts should separate retainage from cash expected through regular progress billings. Pegasus Insights allows finance teams to incorporate expected retainage release timing into their forecasting assumptions, providing a clearer distinction between outstanding receivables and cash expected to become available during the forecast period.
How do I know if we have enough cash to start another construction project?
Finance teams should compare expected collections and current liquidity against the new project’s early labor, material, equipment, subcontractor, and overhead requirements. Pegasus Insights allows teams to add a potential project to the forecast and model how its costs and billing schedule could affect cash over the next 13 weeks and beyond.
How can I manage cash flow when construction costs are due before customer payments?
The forecast should align each expense with its expected payment date and each customer payment with its realistic collection date. Pegasus Insights brings these inflows and outflows into one forecast, helping finance teams identify timing gaps and plan cash transfers, credit needs, spending decisions, or collection priorities before obligations come due.
What cash flow software works for construction companies with multiple entities?
Pegasus Insights supports construction groups with multiple legal entities, operating companies, branches, projects, and bank accounts. Finance teams can forecast cash at the entity level, monitor individual cash positions, account for intercompany activity, and consolidate results into one view of liquidity across the organization.
